PRESENTS
Contact: hello@plan4profit.co
Turn Your Business Into A Profit Machine
A simple, step-by-step way to budget, forecast, and finally see where the money goes—rooted in the science of decision-making and real-world economic trends.
Different on purpose:
grounded in neuroeconomics and macroeconomic insight—so you get numbers, plans, and action that actually work.
Different on purpose:
Grounded in neuroeconomics and macroeconomic insight—so you get numbers, plans, and action that actually work.
• Visual, step-by-step framework
• Hands-on implementation
• Ongoing support
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What We Do
Finally Understand Your Numbers (Without a Finance Degree or Spreadsheet Headaches)
The signature Cashflow Canvas approach breaks down complex financial management into eight essential building blocks—guiding you to stability and growth, even as economic conditions change.
Pick Your Path:
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Free 90-Min Masterclass
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Get the big picture
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1-Day Accelerator ($990)
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Fast, focused, done
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2 Half-Day Intensive ($990)
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Paced learning
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11-Week 1-on-1 Reset ($1540)
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Maximum support
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Start Your Journey To Financial Mastery
Start mapping your financial roadmap.
Download the free Cashflow Canvas Palette + Colour Key
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Equip yourself with everything you need to succeed.
Enroll in the Cashflow Canvas Online Course
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Join a cohort to connect with like-minded founders who are on the same journey.
Get Support
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The Eight Building Blocks
The Cashflow Canvas is built around eight essential building blocks, each representing a critical component of your business's financial foundation.
Revenue Streams
The main ways your business earns money from selling products or services.
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Direct Costs
The specific costs tied directly to producing a product or delivering a service, like materials and labour.
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Price Points
The strategic decision on how much to charge for your products or services, based on costs, competition, and customer value.
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Assumptions
The expectations around customer buying behaviour and payment timing that impact when your business gets paid.
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Team + Personnel
The expenses related to hiring, salaries, and benefits for your team members.
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Space + Operating Costs
The expenses related to your business location, utilities, and day-to-day operational needs.
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Marketing + Sales
The investment in activities that drive customer acquisition and revenue growth.
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Other Costs
Miscellaneous expenses like loan repayments, contingency funds, and depreciation.
Our Impact
in Numbers
Facts & Figures
+11k
Over 11,000 entrepreneurs in Canada have been helped by the Cashflow Canvas program
294 billion in annual revenue is generated from small businesses in Canada
294b
80%
80% success rate of SMB's who regularly monitor their cash flow
88% of Small Businesses consider cash flow management a priority
88%
I've done this previously, but never really got it in the same way as today, so thank you!
Clear explanations in an easy-to-understand format, and I can retain what I've learned.
Incredible resources and information to take away.
I loved the easy-to-use tools.
The step-by-step approach makes it digestible and not overwhelming.
Clear explanations and great, simple examples made it easy to understand.
Master Your Cashflow Today,
Secure Your Business for Tomorrow, Thrive With Confidence
The Cashflow Canvas is your financial North Star, guiding you along the Yellow Brick Road to the bank and beyond.
Unlike traditional budgeting tools, this innovative system helps you not just fill in numbers but truly understand and map them out.
With The Cashflow Canvas, you’ll gain clarity and confidence—backed by the science of decision-making and a real-world understanding of economic cycles—so every dollar you earn moves you closer to your goals.
We don't just "Coach"
We roll up our sleeves and help you:
BEFORE:
❌ Guessing if you can afford to hire
❌ Pricing based on competitors (not profit)
❌ Wondering where the money went ❌ Stressed about cash gaps
AFTER:
✅ Know exactly what you need to earn ✅ Price for profit with confidence
✅ See cash needs 6 months ahead
✅ Sleep better knowing you have a plan
You'll leave with a profit-focused, action-ready roadmap and the clarity to make decisions that grow your business with confidence.
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Our Certified
Cashflow Canvas
Coaches
At Cloud Business Services, we deliver certified Cashflow Canvas coaching designed to empower small business owners with financial clarity and confidence. Our team blends deep accounting expertise with advanced study in macroeconomics and neuroeconomics, making complex financial concepts accessible and actionable. Tanya and Sandra bring multiple professional designations and specialized insight to every coaching session. We focus on education over dependency—equipping you with the science and tools to master your cashflow, transform uncertainty into opportunity, and achieve sustainable growth.
Tanya Hilts
CPB, FCPB, CFCC, AIA
As a certified Cashflow Canvas Coach with multiple professional designations including CPB, FCPB, and AIA, Tanya combines almost 30 years of tax compliance and over 15 years of cloud accounting expertise with advanced study in macroeconomics and neuroeconomics. She empowers small business owners to understand the science behind financial decisions, reverse engineer their numbers, and build resilient, profitable businesses—no matter the economic climate. Her evidence-based approach to cashflow mastery is recognized across North America, with partnerships including the Business Development Bank of Canada and Small Business Development Centers nationwide.
Sandra Byers
CPB, CFCC
As a certified Cashflow Canvas Coach and CPB, Sandra brings over eight years of specialized experience in cloud accounting technology and small business finance. With a strong foundation in neuroeconomics and practical expertise in cashflow management, she helps entrepreneurs transform complex financial data into clear, actionable strategies for growth and resilience. Sandra’s client-centered, educational approach empowers business owners to understand their numbers, make confident decisions, and achieve sustainable results. Her commitment to excellence and innovation has made her a trusted advisor for clients across North America.